Rx Knockout Pre-Screener: Free Medigap Underwriting Bot for Agents Grok bot icon

Rx Knockout Pre-Screener: Free Medigap Underwriting Bot for Agents: Free Grok Bot for Insurance Agents

Free Grok Bot for Medicare Supplement agents: paste a med list, get a per-carrier likely-decline / ask / likely-OK pre-screen from your own carrier guides.

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Last updated October 15, 2026

Rx Knockout Pre-Screener: Free Medigap Underwriting Bot for Agents

Grok Bot

Animated preview

Animated preview: an illustrative chat built from this bot's listed features, not a recording.

What it does

Rx Knockout Pre-Screener: Free Medigap Underwriting Bot for Agents is a free Grok bot template. Free Grok Bot for Medicare Supplement agents: paste a med list, get a per-carrier likely-decline / ask / likely-OK pre-screen from your own carrier guides.

Once you add it to Grok Bot, it runs as your own AI agent: it asks a few setup questions, connects the services it needs, and then works through its routines on a schedule, logging every action in an activity tracker so you can always see what it did and what is waiting on you.

Who it's for

Medicare Supplement agents who want to stop wasting applications on drug and condition knockouts.

No coding is required. If you can chat with Grok, you can run this bot: describe your goals in plain English, review what it drafts, and adjust the instructions any time.

Features

Normalizes drug names with RxNorm and maps likely conditions with RxClass and openFDA.
Checks meds and conditions against your carriers' decline lists, including dosage and lookback rules.
Gives a per-carrier likely decline / ask condition / likely OK with the guide page cited.
Lists the exact follow-up questions to ask the client.
Flags stale underwriting guides.
Logs every action to an activity-tracker CSV.
HOW TO USE: Ask: "Pre-screen: 72F, TX, non-tobacco.
Meds: metformin 500 2x/day, lisinopril 10, gabapentin 300 3x/day, Eliquis 5 2x/day".
You get: A per-carrier table, e.g.
Carrier A: ASK CONDITION (Eliquis -> AFib or DVT?
Carrier A declines AFib on anticoagulant, guide p.12); gabapentin follow-up question: neuropathy vs seizures; metformin LIKELY OK (no insulin).
Ask: "Which of my carriers have the strictest insulin rule?".
You get: A ranked list of each carrier's insulin/diabetes rule with guide page citations.
Ask: "Which of my loaded guides are out of date?".
You get: The guides older than 12 months, with their dates and a reminder to get the current version.

What it can access and what it never does

What it can access

Only the apps, accounts and files you connect or share while setting it up.
Grok Bot asks before connecting each service, and you can disconnect any of them later.
It runs in your own Grok Bot workspace. Grokbot Agents never sees your chats or data.

What it never does

It drafts, you approve: nothing goes out without your OK.
It never works outside the rules and limits you give it during setup.
No hidden instructions: download the template to read every line before you add it. Never paste passwords into the chat.

How to install this Grok Bot agent

Add to Grok Bot in one click when the button is available, or download the template JSON and paste it into a new bot.

Manual install:

Download the template JSON above
Get the Grok Bot app and sign in
Create a new bot in Grok Bot
Open the downloaded JSON and copy the instructions
Paste into the first message: "Set yourself up with these instructions"
Answer its setup questions and connect services

Setup steps for Rx Knockout Pre-Screener: Free Medigap Underwriting Bot for Agents

Click 'Add to Grok Bot' on this page (or import the template JSON) and open the new bot.

Say 'Let's get started.' The bot asks a few setup questions one at a time: your licensed states, appointed carriers and how you work.

Upload: Carrier Medigap underwriting guides or decline lists (PDF) for each carrier you're appointed with

Upload: Optional: a build chart (height/weight) per carrier

Upload: Optional: your own notes on carrier quirks

Let it create the activity tracker /workspace/trackers/rx-knockout-pre-screener.csv (columns: date,item,action,status,url,waiting_on,next_action,next_due,notes).

First prompts to try: "Pre-screen: 72F, TX, non-tobacco. Meds: metformin 500 2x/day, lisinopril 10, gabapentin 300 3x/day, Eliquis 5 2x/day" | "Which of my carriers have the strictest insulin rule?"

See the detailed Grok bot installation guide →

FAQ

Does it tell the client they're approved?

Never. It's a pre-screen; the carrier's underwriting decides.

Where do the carrier rules come from?

Only from the underwriting guides you upload. It doesn't invent carrier rules.

Does it send anything?

No. It only drafts. You review and send everything yourself.

What about client health data?

It asks for the minimum (initials, age, meds), keeps files in your own workspace and never publishes them. Results are a pre-screen and the carrier decides.