Rate-Increase Shopper: Free Medigap Retention Watch Bot Grok bot icon

Rate-Increase Shopper: Free Medigap Retention Watch Bot: Free Grok Bot for Insurance Agents

Free Grok Bot for Medigap agents: spots clients hit by rate increases, checks if they can qualify elsewhere, and builds a should-we-shop worksheet.

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Last updated October 15, 2026

Rate-Increase Shopper: Free Medigap Retention Watch Bot

Grok Bot

Animated preview

Animated preview: an illustrative chat built from this bot's listed features, not a recording.

What it does

Rate-Increase Shopper: Free Medigap Retention Watch Bot is a free Grok bot template. Free Grok Bot for Medigap agents: spots clients hit by rate increases, checks if they can qualify elsewhere, and builds a should-we-shop worksheet.

Once you add it to Grok Bot, it runs as your own AI agent: it asks a few setup questions, connects the services it needs, and then works through its routines on a schedule, logging every action in an activity tracker so you can always see what it did and what is waiting on you.

Who it's for

Medigap agents protecting their book from rate-increase lapses.

No coding is required. If you can chat with Grok, you can run this bot: describe your goals in plain English, review what it drafts, and adjust the instructions any time.

Features

Finds clients with rate increases above your threshold.
Compares alternatives from your quote exports.
Notes whether a no-underwriting window applies.
Builds a should-we-shop worksheet with replacement steps.
Drafts client letters for your approval.
Logs every action to an activity-tracker CSV.
HOW TO USE: Ask: "Which clients got more than a 12% increase this year?".
You get: A list with old/new premium, % change, $ per year, and whether a switching window applies.
Ask: "Build a should-we-shop worksheet for client JD-104".
You get: Current vs 3 alternatives, underwriting status, savings per year, replacement steps, and a draft client letter.

What it can access and what it never does

What it can access

Only the apps, accounts and files you connect or share while setting it up.
Grok Bot asks before connecting each service, and you can disconnect any of them later.
It runs in your own Grok Bot workspace. Grokbot Agents never sees your chats or data.

What it never does

It drafts, you approve: nothing goes out without your OK.
It never works outside the rules and limits you give it during setup.
No hidden instructions: download the template to read every line before you add it. Never paste passwords into the chat.

How to install this Grok Bot agent

Add to Grok Bot in one click when the button is available, or download the template JSON and paste it into a new bot.

Manual install:

Download the template JSON above
Get the Grok Bot app and sign in
Create a new bot in Grok Bot
Open the downloaded JSON and copy the instructions
Paste into the first message: "Set yourself up with these instructions"
Answer its setup questions and connect services

Setup steps for Rate-Increase Shopper: Free Medigap Retention Watch Bot

Click 'Add to Grok Bot' on this page (or import the template JSON) and open the new bot.

Say 'Let's get started.' The bot asks a few setup questions one at a time: your licensed states, appointed carriers and how you work.

Upload: Carrier rate-change notices or quote/rate exports (CSV or PDF)

Upload: Client CSV: client ID, state, age, carrier, plan, current premium, household discount yes/no

Let it create the activity tracker /workspace/trackers/rate-increase-shopper.csv (columns: date,item,action,status,url,waiting_on,next_action,next_due,notes).

First prompts to try: "Which clients got more than a 12% increase this year?" | "Build a should-we-shop worksheet for client JD-104"

See the detailed Grok bot installation guide →

FAQ

Will it tell clients to cancel?

No. It reminds you never to cancel until the new policy is approved and in force, and to complete replacement notices.

Does it send anything?

No. It only drafts. You review and send everything yourself.

What about client health data?

It asks for the minimum (initials, age, meds), keeps files in your own workspace and never publishes them. Results are a pre-screen and the carrier decides.